Recent tremors in the stock market have emphasised the need to protect pension pots from the effects of inflation and equity downturns

Although more choice generates more work for advisers, the customer will ultimately benefit

The rapidly expanding drawdown market is attracting clients seeking a bespoke retirement solution with the added bonus of flexible options

If annuities are safer and more tax-efficient, will choosing riskier drawdown leave retirees out in the cold?

A lifetime annuity is far from the only option available to retirees, who must be made aware of the choices on offer in the marketplace

The apparent obligation to annuitise has often led to a products receiving a bad press, but the benefits of a lifetime income must not be forgotten

What does the emergence of wrap platforms as the gatekeepers to the sale of pensions and investment products mean to the key players in the UK market?