Securing a stable income for retirement is a big problem, but greater portfolio diversification could generate regular levels of return for both investors and institutions

The relationship between sponsors and trustees is being tested, as each grapples to reconcile its own objectives with issues surrounding their co-dependency

Achieving data quality and integrity is no mean task for the pensions trustee – it takes time, effort and greater investment in the processes working behind the scenes

Variable and with-profits annuities can offer retirees a more guaranteed form of income, and the market anticipates even greater innovation from this sector in the future

The state of the economy has triggered a new-found hesitation to retire, and the knock-on effect this might have on financial advisory services could be immense